AMP Flexible Super® for employees

Your needs evolve, your super should too

AMP Flexible Super is designed to be the only super account you will ever need. It’s easy to take with you from job to job, simple to manage online and has smart investment options that change with you as your life changes. That’s why your employer chose it.

AMP Flexible Super may suit if  you’re: 

  • looking for a super solution to take from job to job and is easy to manage
  • thinking of changing investment options as you go
  • wanting a product that moves with you through to retirement. 

Here’s what you get:

  • A wide range of investments from basic, low-cost options to a selection of leading-edge funds
  • Simple insurance options you can tailor as your needs change
  • Competitive fees1 - only pay for what you need
  • Easy online and mobile access

For any help or questions, call us on:

131 267

Monday to Friday
8.30am – 7pm (AEST)

Find an adviser

If you need assistance with your superannuation investments, a financial adviser can help you get started.

Find an adviser

To stay up to date about how your product is tracking, take a look at its performance and unit prices.

Before selecting a super fund there are a range of factors that you should consider (not merely past performance). You should also read the product disclosure statement. Past performance is not a reliable indicator of future performance.

There are many different ways you can contribute to your super fund. Contribute now

For any help or questions, call us on 131 267.


Flexible investment options

As your life changes, maybe you’d prefer to get more hands-on with your money. AMP Flexible Super gives you a choice of three investment levels with no switching fees:

  • Keep it simple with our core investments offering a low-cost simple super.
  • Choose from a select range of cash and balanced funds or investments that suit your stage in life.
  • Pick from our full range of investments if you are looking for more choice and control.

Get the protection you need

With AMP Flexible Super you're provided with simple insurance and you may also have Temporary Salary Continuance cover (also known as income protection) depending on your plan.

Employee Essential Protection gives you Death Cover and Total and Permanent Disablement cover.

Employee Flexible Protection offers higher levels of cover as well as Temporary Salary Continuance cover.

And paying for your insurance through your super doesn’t affect your take-home pay.


AMP MySuper Balanced fees as at 01 July 2019
Investment fee (ii) 0.15% pa
Administration fee 0.46% pa
Member fee(i) $8.96 per month
Switching fee Nil
Transaction cost allowance(iii) +/-  0-0.16%
Indirect cost ratio(iv) 0.08% pa
Choice investment options
Fees Core Select Choice
Investment fee(ii)

0.15% to 0.32% pa

0.10% to 0.32% pa 0.10% to 1.90% pa 
Administration fee 0.25% to 0.50% pa 0.25% to 0.50% pa 0.25% to 0.85% pa
Member fee(i) $7.57 per month $10.08 per month $12.65 per month
Switch fees Nil Nil Nil
Transaction cost allowance(iii) 0 to +/- 0–0.36% 0 to +/- 0-0.36% 0 to +/- 0–1.04%
Indirect cost ratio(iv) 0 to 0.64% 0 to 0.64% 0 to 1.64%

(i) This fee may increase on 1 July each year in line with the consumer price index.

(ii) For certain investment options, the investment fee may include estimates of amounts deducted from underlying investments including amounts charged on the gross assets of the underlying investment. These estimated amounts may vary and as a result the investment fee for these investment options may be more or less than the amounts shown which are based on the known actual or estimated costs incurred for the last financial year. Past costs are not a reliable indicator of future costs.

(iii) The range here is based on the latest information available to us. The transaction cost allowance can change at any time and may exceed the maximum amount shown.

(iv) Costs are variable and may be more or less than the estimated amounts shown which are based on the known actual or estimated costs incurred for the last financial year. Past costs are not a reliable indicator of future costs.

For full details of fees and options, talk to your financial adviser or look at your product disclosure statement.

MySuper is a simple default investment option. It is intended by the government to make comparing super products easier based on key differences like cost and investment performance. MySuper authorised means it meets the specific standards set under legislation, including fee structures and generally a basic level of insurance coverage.

If you don't select an investment option, your contributions will be paid into a MySuper investment option.


Keep track of your investments

Login to My AMP

Learn more about how super works

Want to download our app?


Find out more about AMP Flexible Super® – Retirement Account

Keep track of your AMP Flexible Super


Important information

Show more

It’s important to consider your particular circumstances and read the relevant product disclosure statement before deciding what’s right for you. This information hasn’t taken your circumstances into account. 

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice. 

The issuer of AMP Flexible Super and AMP Flexible Super – Retirement Account is AMP Superannuation Limited. AMP Flexible Super is a registered trademark of AMP Limited.

1 Based on SuperRatings Gold 2018 Choice Super ratings Flexible Super - Super (Core, Select & Choice Packages) and Chant West 4 Apple Fund Rating for 2018.