Savings accounts

It’s all about banking when you want

Smart banking starts with AMP Bank 

Your money earns interest on most accounts with few fees, flexible features and easy access to your funds with phone and online banking. Best of all, you can use our mobile apps to help you bank on the go.

Savings Account

AMP Saver Account

Reach your savings goals sooner. Learn more or

Apply now

  • Competitive interest rates, calculated daily and paid monthly
  • A bonus interest rate of 0.96% per annum for the first four months, payable on first $250,000
  • No monthly fees

1.40% pa

Effective 14/10/2019

2.36% pa

With bonus rate

AMP Notice Account

A nest egg account for those who plan ahead

  • No Monthly fees, no minimum deposit
  • Earn competitive variable interest rates

up to
1.75% pa

Effective 14/10/2019

AMP Bett3r Account

AMP Bett3r Account

Budget less. Live more.
Learn more or

Apply now

  • Create multiple savings goals and track your progress
  • Set aside money for future bills
  • See what money you can safely spend
  • Manage your money on the go with the AMP Bett3r app
  • Earn Bonus Interest on your Save account with Bett3r Rewards

0.75% pa

Standard interest rate on Pay & Save accounts
Effective 14/10/2019

Up to 1.50% pa

With Bett3r Rewards Bonus Interest Rate
Conditions Apply

Term deposits

AMP Bank Term Deposit

Watch your savings grow at competitive term deposit rates
Learn more or

Apply now

  • No fees, $5,000 minimum deposit
  • Earn competitive interest rates
  • Terms from one month to five years

up to
1.75% pa

Effective 21/10/2019
Compare our bank accounts
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AMP Saver Account 
AMP Notice Account AMP Bett3r Account AMP Bank Term Deposit a
  Online savings account Be rewarded for planning Budget less. Live more. Great returns      

Interest Rate

Interest Rate
(effective, 14 October 2019)
up to 2.36% pa(ii) up to 1.75% pa up to 1.50% pa(i) View rates      


Monthly Fee No monthly fee No monthly fee $6 monthly fee. Fee waiver may apply(i) No monthly fee      

Additional Features

Minimum opening balance $0 $0 $0 $5,000(iii)      
ATM & eftpos Access     yes        
Cheque Book              
Electronic Deposit yes        
Electronic Withdrawals   yes        
Internet banking access yes      
BPay     yes        
  (ii) Conditions apply   (i) Conditions apply (iii) $25,000 for terms between 30 and 90 days      
$5 monthly fee. Fee waiver may apply(i)
$5 monthly fee. Fee waiver may apply(i)

Access your funds easily with a transaction account.

Learn more

Get more interest on your savings with AMP Business Saver Account

Discover a new way of banking

Learn more

Compare our everyday accounts

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Important information

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The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.