Woman stands in the sun with eyes closed and hands on her head.

AMP Access Account

Everyday access to your funds with flexible banking

Get flexible banking with an AMP Access Account that gives you easy access to your funds. You’ll receive an AMP Visa Debit card for ATM cash withdrawals and eftpos purchases. Plus you can manage and review your account via My AMP, My AMP apps and BankPhone.

The AMP Access Account may suit if you’re:

  • looking to avoid monthly account keeping fees
  • wanting to manage your money on the go with the My AMP app
  • linking other accounts to your AMP Access Account.

Here’s what you get:

  • ATM and eftpos access in Australia and worldwide where the Visa logo is displayed1
  • AMP Visa Debit card with payWave for contactless purchases
  • $0 transaction fees using My AMP, My AMP apps and BankPhone
  • no minimum balance required.

1 Fees apply for international transactions and special services. Some ATM operators may charge a fee for using an ATM in Australia.

0.00% pa Effective 07/04/2008

Open your
AMP Access Account

Apply online now

Want to earn interest on your savings?

Look into our flexible savings accounts, where you can earn interest and have access to your money whenever you need it, when you link between accounts. See why it’s smart to link with an AMP Saver Account.

Flexible banking

Effective date 7 April 2008

Account balance Interest rate(i)
Standard Rate for all balances 0.00% pa

There are no monthly Account fees or Transaction fees with the AMP Access Account, and you don’t need to maintain a specific monthly balance.

Enjoy the convenience of fee-free internet banking, and access to ATM and eftpos with your access card(ii).

(i) Interest rates are subject to change. Special service fees apply. Balances over $5,000,000 are available at our discretion.
(ii) ATM provider fees may apply to ATM transactions. Fees also apply for international transactions and special services.

Australian Government guaranteed deposits

The Australian Government provides a guarantee of combined savings balances with an authorised deposit taking institution up to $250,000 per customer. Our AMP Access Account is covered under the government guarantee.

Find out more


Apply now

It’s easy to open an Access Account. You can:

  • apply online
  • download an Application form
  • talk to a financial adviser
  • for any help or questions, call us on 13 30 30
    Monday to Friday 8.30am – 8pm (AEST)
    Saturday and Sunday 9am – 5pm (AEST)

Compare our everyday accounts

Savings tips to help you reach your goals

Find out how

Get our budgeting and savings tips

Want to speak to a financial adviser?

Find an adviser

Important information

Show more

The product issuer and credit provider is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517.

It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or 13 30 30. Fees and charges may be payable.

This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.