AMP Bank terms and conditions

    All the legal stuff for our AMP Bank GO mobile app, savings accounts, home loans and SMSF accounts.

    AMP Bank GO

    Our new mobile app banking experience that backs small businesses and everyday Aussies.

    Now with everyday accounts, business overdrafts and savings accounts.

    Find out more

    Savings accounts

    Your money earns interest with few fees, flexible features and easy access to your funds with phone banking, the My AMP website or My AMP mobile app.

     

    AMP Saver Account

    AMP Cash Manager, AMP Business Saver Account, Offset Deposit Account

    Or see Deposit products no longer for sale below.

     


    Term deposits

    Home loans

    Buying your dream home, refinancing or looking to invest? 

    If you are a new customer, see below.

    If you are an existing customer, please call us on 13 30 30 for assistance.

    SMSF accounts

    Managing your own super fund?

    Here is the legal stuff for our SMSF accounts, including AMP SuperEdge Cash Account, AMP SuperEdge Pension Account, and AMP SuperEdge Saver Account.

     

     

    Find out more about AMP Bank's target market determinations

    Accessible banking

    AMP Bank is committed to improving accessibility of our banking products and services for clients with a disability, older customers and clients with limited English.

    Find out more about accessible banking.

    Banking Code of Practice

    Developed by the Australian Banking Association (ABA), the Banking Code of Practice (Code) sets the standard of practice and service for individual customers, small businesses and their guarantors.

    As a member of the Australian Banking Association, AMP Bank has adopted the Banking Code of Practice and is committed to the Code. 

    If you have a complaint that involves a breach of the Code, please contact us on 13 30 30 or email us at info@ampbanking.com.au.

    To report an alleged breach, you may contact the ABA’s Banking Code Compliance Committee.

    Find out more about our committment to the Code.

    Or download the Code.

    Financial Services Guide

    A Financial Services Guide (FSG) provides information about, and assists clients in deciding whether to use, any of the financial services offered by AMP Bank.

    Before you access and read any of AMP Bank’s terms and conditions, read the FSG for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you.

    Learn more

    Recommended guides

    Important information

    Credit and deposit products are issued by AMP Bank Limited ABN 15 081 596 009, AFSL and Australian credit licence 234517. 

    It’s important to consider your circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account. Information including interest rates is subject to change without notice.

    Any application is subject to AMP Bank’s approval. Terms and conditions apply and are available at amp.com.au/bankterms or by calling 13 30 30. Fees and charges may be payable. Full details are available in the Fees and charges guide.

    This information is provided by AMP Bank Limited. Read our Financial Services Guide available at amp.com.au/fsg for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

    AMP Bank is a member of the Australian Banking Association (ABA) and is committed to the standards in the Banking Code of Practice.

    A target market determination for these products is available on our TMD page.

    Bank@Post and its device mark are trademarks (registered or otherwise) of the Australian Postal Corporation. All rights reserved.