Business everyday & savings accounts

Put your money to work with interest-earning accounts

AMP Bank has a range of business bank accounts that can help move your business forward.

All accounts have easy online access for 24/7 banking, so you can concentrate on your business instead of banking hours.

Compare our accounts for the features you need—from generous interest rates when you want to ‘park’ your cash and earn extra income to flexible interest earning everyday banking. 

Mozo's 2019 winner of
Small Business Savings Bank Of The Year

Everyday savings accounts

AMP Cash Manager

Access your business funds and still earn interest

  • Smart savings account for business customers
  • Competitive interest rate
  • Easy access to your money

0.75% pa

Effective 14/10/2019

AMP Business Saver Account

Bonus interest that means business
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  • Competitive variable interest paid monthly
  • No minimum opening deposit
  • No Monthly fees (some fees for special services may apply)
  • Easy access to your money

1.05% pa

Effective 14/10/2019

1.85% pa

with bonus rate on balances up to $1 million

AMP Bank Term Deposit

Earn a great return with fixed interest and no account fees

  • Protect your business savings
  • $5,000 minimum deposit
  • Terms from three months to five years
  • You choose when to receive interest payments

up to
1.75% pa

Effective 21/10/2019

AMP Notice Account

A nest egg account for those who plan ahead

  • No Monthly fees, no minimum deposit
  • Earn competitive variable interest rates

up to
1.75% pa

Effective 14/10/2019

AMP Access Account

Everyday access to your funds with fee-free banking

  • No monthly account management fee
  • Easy access to your money
  • Unlimited access to transactions with eftpos and Visa network
  • No minimum balance required

0.00% pa

Effective 16/08/2019
Compare our bank accounts
  • Bank accounts
Bank accounts
AMP Cash Manager
AMP Business Saver
AMP Bank Term Deposit
AMP Notice Account
AMP Access Account
Low Doc Package
  High interest investment account Online savings account Great returns Be rewarded for planning Fee-free(i)banking


Interest Rate

Interest Rate
(effective, 14 October 2019)
0.75% pa up to 1.85% pa(i) view rates   1.75% pa 0.00% pa    


Monthly Fee $6 No monthly fee No monthly fee No monthly fee No monthly fee    

Additional Features

Minimum opening balance $0 $0 $5,000(i) $0 $0    
ATM & EFTPOS Access yes       yes    
Cheque Book yes       yes yes  
Electronic Deposit yes   yes yes  
Electronic Withdrawals yes     yes yes  
BankNet and BankPhone access yes yes  
BPay yes       yes yes  
    (i) Conditions apply (i) $25,000 for terms between 30 and 90 days   (i) Conditions apply    

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Important information

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It’s important to consider your particular circumstances and read the relevant Product Disclosure Statement or Terms and Conditions before deciding what’s right for you. This information hasn’t taken your circumstances into account.

This information is provided by AMP Bank Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you. All information on this website is subject to change without notice.

The credit provider and bank product issuer is AMP Bank Limited ABN 15 081 596 009, AFSL and Australian Credit Licence 234517.