AMP Bank loans

Reference Rates

A Reference Rate is a benchmark rate, and each variable interest rate on your loan is linked to one of the below Reference Rates. The variable interest rate for you loan accounts are determined by applying your margin to the associated Reference Rate.

Reference Rate Name Reference Rate
Standard Reference Rate 5.28% pa
Standard Reference Rate Interest Only 5.75% pa
Standard Reference Rate Investment 5.96% pa
Standard Reference Rate Interest Only Investment                     6.32% pa
Basic Reference Rate 4.93% pa
Basic Reference Rate Interest Only 5.10% pa
Basic Reference Rate Investment 5.97% pa
Basic Reference Rate Interest Only Investment                    6.02% pa
AMP First Reference Rate 4.69% pa
AMP First Reference Rate Interest Only 4.89% pa
AMP First Reference Rate Investment 5.19% pa
AMP First Reference Rate Interest Only Investment                    5.39% pa
SMSF Reference Rate 6.62% pa
SMSF Reference Rate Interest Only                                                 6.67% pa
Line of Credit Reference Rate 5.48% pa
Line of Credit Reference Rate Interest Only 5.95% pa
Line of Credit Reference Rate Investment 6.16% pa
Line of Credit Reference Rate Interest Only Investment               6.52% pa
AMP First Line of Credit Reference Rate 4.89% pa
AMP First Line of Credit Reference Rate Interest Only 5.09% pa
AMP First Line of Credit Reference Rate Investment 5.39% pa
AMP First Line of Credit Reference Rate Interest Only Investment 5.59% pa
AMP Bank Business Term Loan 6.34% pa
AMP Bank Business Line of Credit         6.84% pa

Important information

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It’s important to consider your particular circumstances and read the relevant Terms and Conditions before deciding what’s right for you. This information hasn’t taken your personal circumstances into account.

This information is provided by AMP Life Limited. Read our Financial Services Guide for information about our services, including the fees and other benefits that AMP companies and their representatives may receive in relation to products and services provided to you

All information on this website is subject to change without notice. The credit provider and product issuer of AMP Bank products is AMP Bank Limited Australian Credit Licence 234517.